When I want/need to be comfortable but still look put together: this is what I wear. Nothing beats an elastic waistband, comfortable and stretchy white tank and a cozy layer on top. Just add sneakers and the tote of the day.
Jacket (this brand runs large, I sized down. here)
Pants (I’m wearing an XS here)
Tote bag (here)
More polished loungewear sets I love: